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Nevertheless, a that does not have your identify on it also can't hurt your credit score if a cost is missed, although it's going to damage your dad and mom' credit score.
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Rates of interest on variable-charge loans are tied to a benchmark charge set by banks.
They can be used to get you through a monetary pinch or to build your credit for bigger loans, especially if you happen to plan on staying in the US for a long time period.