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Subscribing to bundle policies is a good way to save money.
For example, if you drive both a car and a motorcycle, purchase for both vehicles through the same company. Many providers offer home packages as well.

Make your premium one of the first payments you make every month.
Most polices have language written into them that a missed payment cancels your coverage.

Never allow a pet company to charge you a cancellation fee.
If you find out that your pet's company is a shady one that you do not want to deal with, tell them you refuse to pay fees to cancel your service.

If you are a member of a union or other important group, make sure to tell your agent.
Many companies will offer steep discounts for certain groups, so you should ask your agent if yours does as well.